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Minis ยท Encumbrance

Mortgages on CERSAI

A live search of the national CERSAI security interest registry for the parcel under a pin: whether a bank has registered a mortgage or charge on it, and the charges listed when it has.

2 credits per run
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Charged when the register answers, whether it holds a record or not: a clear answer is the answer. You approve every run first, and a search that fails is not charged.

What we need

One thing at a time. Fill it in and press Run.

Drop a pin, paste a Google Maps link, or use your location.

No pin yet. Tap the land, paste a link, or use your location.

You will see the price and your balance before it runs.

The answer

From the register, with its date and source.

Nothing run yet. The answer appears here with everything this mini adds:

  • The survey, district, city and pincode the registry needs are resolved from the pin
  • Charges listed with the lender and the date when the registry holds them
  • A partial read is named as partial, never shown as clear

How this works

What it reads, what it needs, and how to read the answer.

What it does

Banks register their mortgages on CERSAI. A charge there binds the property whoever holds the deed. This mini searches the registry for the parcel under a pin.

What you give it

A pin on the map; an owner name narrows the match.

1A pin on the map2Owner name (optional)
What it adds beyond the portal
  • The survey, district, city and pincode the registry needs are resolved from the pin
  • Charges listed with the lender and the date when the registry holds them
  • A partial read is named as partial, never shown as clear
What it costs
2 credits per run

Charged when the register answers, whether it holds a record or not: a clear answer is the answer. You see your balance before you approve, and only a search that fails is not charged.

How to read the result

Charges with the lender and date when found. No charges found is a good sign; a partial read means the registry did not answer for every asset and is not a clean bill.

Where the data comes from

The CERSAI security interest registry, searched live.

Questions people ask

Short answers, no jargon.

Why two credits?

It is a live national registry search that takes a few minutes; charged when the search completes.

CERSAI says clear but the EC shows a mortgage.

Not every mortgage is registered on CERSAI. Read the two together: the EC for the registration office, CERSAI for the banks.

Still unsure? Ask LandLens One, it can reason about this parcel with you.

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A mini settles one question. These take the whole deal: verification, pricing, development analysis and the transaction itself.