G.O. (Ms.) No. 19, Establishment of District Livelihood and Credit Management Agency, 2024

What the document does

The Rural Development and Panchayat Raj Department issued Government Order G.O. (Ms.) No. 19, dated 1 February 2024, to establish a District Livelihood and Credit Management Agency in every district. The purpose is to coordinate government departments and banks, monitor applications and support the effective implementation of bank-related government schemes.

The government identified problems including delayed applications, avoidable rejections, limited follow-up with banks and the absence of a single district-level government agency responsible for coordination.

Who is responsible

The District Livelihood and Credit Management Agency will operate under the overall control and supervision of the District Collector. The Project Director, MATHI or the Tamil Nadu State Rural Livelihood Mission, will head the district agency and coordinate participating departments.

In Chennai, the District Livelihood and Credit Management Agency will function under the chairpersonship of the Commissioner of the Greater Chennai Corporation.

The coordinating officers and participating offices include:

• The Lead District Bank Manager and District Banking Coordinator.
• The District Industries Centre.
• The district office of the Tamil Nadu Adi Dravidar Housing Development Corporation.
• The District Project Management Unit of the Tamil Nadu Rural Transformation Project.
• The District Project Management Unit of the Tamil Nadu Rural and Urban Livelihood Mission.

Key provisions

The District Livelihood and Credit Management Agency will:

• Coordinate departments and banks on credit-linked government schemes.
• Monitor pending loan applications and bank-related issues.
• Support the implementation and monitoring of subsidy schemes.
• Use officers deputed by participating departments, based at the office of the Project Director, MATHI.
• Use existing Business Facilitation Centres and One Stop Facility Centres, on a service-fee basis, for business plans, Micro, Small and Medium Enterprises registrations and related services.

A separate support structure is approved for each district agency, consisting of one District Banking Coordinator, one Superintendent, three Junior Assistants or Data Entry Operators and one Office Assistant. The stated overall financial burden for outsourced staffing is Rs.7.07 crore per year, including Chennai.

Relevance to property owners and buyers

Government Order G.O. (Ms.) No. 19 concerns the administration of livelihood loans, enterprise support and other bank-related government schemes. It contains no provisions changing land ownership, land records, property registration or development rights.